Personal Account

Accounts owned and operated by an individual.

DraftDescribes the intended design. Not yet available — names, fields and behaviour may change.

A Personal Account belongs to one verified individual. It is the account behind consumer experiences — paying, saving, investing, and receiving money.

What developers do with it

Let users sign in and view their balances and activity.
Initiate payments and transfers with the user’s consent.
Offer savings, investments, and cards.

Delegation

A person can authorise an Agent Account — for example an AI assistant — to act for them within limits they set.